One of the most common frustrations I hear from clients sounds something like this: “I don’t understand. We make good money, but every year we end up writing a check to the IRS. Where did all that money go?” Or even worse… “We got married and now we owe more than ever. How is that possible?” If you’ve ever felt this way, you are not alone. And the truth is, it usually isn’t because something went wrong. It’s because the system is confusing. Let’s walk through it in plain Engl