Small Steps.

COMPOUNDING
CHANGE

Meet the Host, Shannon Davis, CRC ,CLTC , NSSA

®

Hi, I’m Shannon Davis - Financial Advisor and Certified Retirement Counselor. I work closely with firefighters and first responders across Ohio through the Ohio Association of Professional Fire Fighters (OAPFF 457(b) Deferred Comp Plan).

With an in-depth understanding of Ohio pensions - especially the Ohio Police and Fire Pension - I help you maximize your benefits and create a clear, achievable path toward retirement.

I specialize in personalized strategies tailored to public sector employees - plans that align with your schedule, benefits and goals.

Whether you’re seeking guidance or ready to explore your options, I’m here to help.

Let’s talk about how we can harness the power of Compounding Change to build a secure and rewarding future for you and your family.

Schedule a free conversation

Get Started

A Plan for A Change

Taking Compounding Change to the Next Level

Step 01

Contact Me to Talk About You

You have dreams, goals, hurdles and difficulties like no other. Let's schedule a call and talk things through.

Step 02

Get a Plan for Change

A plan allows you to stay on point, do the next right thing, and achieve your goals no matter what happens along the way. Let's make one for you.

Schedule a consultation now

Step 03

Manage Change

If we anticipate change, then we can be ready when it happens. You're never on your own in the unknown when you have a plan, and someone on your side to manage it.

Step 04

Meet the Future

Compounding Change means small tweaks add up to big differences. Keep looking ahead so that even the unexpected surprises won't be surprises.

Just Released -Episode 25

The Numbers Game:
Knowing What You Don’t Know about Deferred Compensation

Retirement planning has a way of making capable, thoughtful people feel uncertain. Benefits sheet filled with numbers and acronyms can make it impossible to even try to understand. It's hard to make sense of it, let along do anything about it.

In this episode of Compounding Change, host Shannon Davis puts her sister Jenna Stoliker in the role of “host” for some straight talk about deferred compensation and the many retirement plans people encounter through work

Retirement isn't a cliff. Retirement can be a runway. But you need to know what you don't know about deferred compensation to take off.

Recent Episodes

Episode #24

Climbing for Air: A Conversation with Catherine Widemire

The Fight for Air Climb brings together courage, grief, hope, and determination around something we all have in common and perhaps take for granted: Taking a breath. One step at a time, you can do anything!

Watch on YouTube Here

Listen to Audio Here:

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Episode #23

Do Something Series - Doing Something About Social Security

Social Security can feel like one of those complicated systems that everyone pays into but few truly understand. It’s no wonder so many people feel uncertain. This episode shines a light so that you can move forward step by step.

Watch on YouTube here:

Listen to Audio Here:

Episode #22

Small Acts for Big Change: A Conversation with Erin Riegle

Some acts of compassion begin quietly with no guarantee that anything will come of them. Yet those moments often plant the seeds for real transformation. Learn more about small acts that inspire big change.

Watch on YouTube here:

Listen to Audio Here:

Watch Past Episodes Here

Listen to Past Episodes here

Listen to the Podcast now

Watch the Podcast now

The Compounding Change Podcast

Delving into the power of compounding – for personal growth and financial success

In the Compounding Change Podcast, we uncover inspiring stories of individuals who have made meaningful changes in their lives, their careers and the lives of others through small, consistent actions.

From transformative personal journeys and life changing stories, to expert insights on building wealth and achieving goals, Compounding Change is your guide to creating lasting impact, one step at a time.

Get ready to amplify your life and finances with Compounding Change!

Entering DROP Isn’t the Finish Line - It’s One of the Most Important Planning Windows You’ll Ever Have

You’ve worked your entire career to get to this point. The pension is locked in. The retirement date feels real. The uncertainty that used to sit in the background finally starts to quiet down. For many firefighters, entering DROP feels like crossing the finish line after a long, demanding race. But here’s the truth I’ve seen again and again. DROP isn’t the end of planning. In many ways, it’s the beginning of some of the most important planning you’ll ever do.

The Final 3 Years Before Firefighter Retirement: The Planning Window That Changes Everything

Early in your career, retirement planning is about accumulation. You contribute to deferred compensation, you trust the pension formula, and you let compounding do its work. As retirement gets closer, planning becomes less about building and more about coordinating. I often explain it this way: You’ve spent your career collecting tools. The final few years are about making sure all those tools work together when you need them most.

The Risk Nobody Talks About When a Stock Takes Off

Historically, that one dollar has grown dramatically over time when dividends were reinvested. The path was never smooth. There were major downturns along the way. But over the long run, diversified investors were rewarded for staying invested. The important lesson is not that markets never fall - because they absolutely do. The lesson is that long-term growth has historically favored disciplined investors who stay diversified.